Accreditation. Networking Coffee Networking Coffee
February 17. 08:30.
Welcome and presentation of the day
February 17. 09:00-09:05.
Bank of Spain: supervision and risk assessment criteria in scenarios of increased residential production Leer más
February 17. 09:05-09:30. Dialogue
- Key parameters used in the supervision of promoting and residential financing
- Types of assets and stages of development subject to greater scrutiny
- Structural risks which condition the system's financial capacity
- Actual capacity of banks and alternative lenders to absorb new production
Developers: what capital do residential projects need to be feasible? Leer más
February 17. 09:30-10:10. Round Table
- Capital requirements by product type and stage of development
- Differences in access to financing based on size, balance sheet, and track record of the developer
- Where is the sector headed? Dynamics of concentration, professionalization, and capital scalability
- How do developers present their capital structure to banks and alternative investors?
- Developers' priorities in 2026: volume, speed of closing, optimal structure, and sustainability of the business plan
Bank Financing: Impact of the Closure of Basel III and Other Regulations on Housing Finance Leer más
February 17. 10:10-10:50. Round Table
• How do current regulatory requirements (Basel and supervisory practices) influence leverage limits, capital consumption, and project selection?
• Current criteria that condition the granting of developer financing
• Red flags and critical metrics for the analysis and approval of operations
• Differences in approach between entities based on size, region, and portfolio profile
• Current criteria that condition the granting of developer financing
• Red flags and critical metrics for the analysis and approval of operations
• Differences in approach between entities based on size, region, and portfolio profile
Networking Coffee
February 17. 10:50-11:25.
Alternative financing: what is the cost of alternative debt and what risk does it entail? Leer más
February 17. 11:25-12:05. Round Table
- Actual price ranges for alternative debt in residential
- Risk criteria assumed by non-bank funds and differences with traditional banking
- Hybrid capital structures, reaching where bank financing doesn't
- Volume, term, and asset type limits in the current market.
Mortgages, guarantees and public aid: instruments to facilitate purchase Leer más
February 17. 12:05-12:45. Round Table
- Financing for new builds, second-hand properties, and renovations
- Public guarantees, regional and state aid
- How interest rates, terms, and ratios affect real purchasing power
- How far does the average buyer's financing capacity extend?
European financing instruments and mechanisms for affordable BTS/BTR housing: how to activate capital and mobilize investment Leer más
February 17. 12:45-13:25. Round Table
- European funds for new construction, BTR, BTS, and renovation
- Eligibility requirements and regulatory risks
- How to structure projects so that those are affordable: audits, environmental certification, technical and administrative risk mitigation
The role of equity as a complement to bank debt and alternative financing in residential projects Leer más
February 17. 13:25-14:05. Round Table
- Vehicles of co-investment and joint ventures
- How equity reduces financial costs and improves LTV/LTC.
- Strategies to attract institutional capital to residential projects.
- The role of equity in BTR, affordable housing, and managed land
Networking Lunch
February 17. 14:05-15:20.
How to accelerate industrialized construction through financing Leer más
February 17. 15:20-16:00. Round Table
- Reliable instruments for financing industrial construction
- In search of alternatives to developer credit: specialized bridge loans, mezzanine debt, hybrid equity + debt structures, club deals...
Financing of urban development works: how to unlock land and structure capital and debt Leer más
February 17. 16:00-16:40. Round Table
- Land development, an investment in infrastructure? The role of public funding.
- Bank and fund conditions for financing development.
- Bridge structures and investment vehicles
Optimization of residential financial structures: strategies to reduce cost and maximize financing capacity Leer más
February 17. 16:40-17:20. Round Table
- Mandatory structural adjustments to enable complex projects to be affordable
- Reconfiguration of equity and debt in restrictive environments
- Key decisions that surpass risk committees
Afterwork networking
February 17. 17:20-17:50.
End of the day
February 17. 17:50.
(*) Agenda subject to change
Simultaneous translation available (Spanish > English) with on-screen subtitles thanks to AI technology






















































